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When personal property is used as collateral for a loan, the creditor will file a Uniform Commercial Code (UCC) with the Texas Secretary of State’s office to provide notice that they have a security interest in the property. The UCC filing is on the public domain. Scammers are now targeting this information in an attempt to make a profit. After the UCC is filed, scammers will utilize the public information to create a form that appears to be from the Texas Secretary of State. It may include the debtor’s name and address, as well as the financial institution name and other information obtained from the UCC public domain. This fraudulent form is then mailed to the customer requesting an exorbitant Statement Service Fee with a short response deadline. The fee may be as much as $100.

If you receive a Texas UCC Statement Request Form, please DO NOT RESPOND. This DOES NOT come from the Texas Secretary of State, and you should not respond. PLEASE DISREGARD THESE REQUESTS.



Credit Builder Loan

Improve or establish your credit with First National Bank of East Texas’ Credit Builder Loan. The Credit Builder Loan is there to help you start or re-establish your credit history while you build up savings for the future.




Estamos entusiasmados de agregar la nueva sucursal de Sulphur Springs a nuestra familia bancaria del este de Texas. Sabemos que "Juntos somos mejores" cuando se trata de servir a nuestros clientes y comunidad del este de Texas.




Mejora o estabiliza tu crédito con el préstamo de constructor de crédito de First National Bank of East Texas. El préstamo Constructor de Crédito esta ahí para ayudar a comenzar o re estabilizar tu historial de crédito mientras construyes tus ahorros para el futuro.


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