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Personal Checking

We want to make your life easier with a checking solution that meets your needs. We offer different types of accounts, so it's important to compare and understand the features, fees, and/or requirements that best fit your financial needs.

Whether you're looking for a basic checking account, an interest bearing account, or something in between, we've got options.

 Personal Checking

Texas "E" Checking

Our Easy checking account made for today.

  • Only $50 to open an account
  • Unlimited check writing and withdrawals
  • Free Online Banking
  • $5.00 monthly maintenance fee*
  • Free Mobile Banking & Mobile Deposit
  • Free Online Bill Pay

Additional account features: ATM access, free mobile app, free MasterCard Debit Card with CardValet®, free account alerts, no minimum balance requirements to waive fees

*To avoid fee: Direct Deposit: $1.00 off, E-Statements: $2.00 off, 10 debit card transactions per month: $2.00 off

Texas Star Bank Club

Our ultimate checking account with no minimum balance and great benefits. This is our most popular account!

  • Only $50 to open an account
  • No minimum balance
  • Free Online & Mobile Banking
  • $10 monthly maintenance fee
  • Unlimited check writing and withdrawals
  • Free Online Bill Pay

Additional account features: 2 boxes of personalized checks per year; AD&D insurance*; extra member benefits; no charge for personal money orders, notary services or copies; check images ARE included in monthly statement.

*This product is not a deposit account or other obligation of any depository institution or any affiliate of any depository institution. The Product is not guaranteed or insured by any depository institution or any affiliate of any depository institution. The product is not insured by the Federal Deposit Insurance Corporation (FDIC). The Product, except in the case of Federal Flood Insurance or Federal Crop Insurance, is not insured by a federal government agency.

 

Lone Star Checking

Our best value in checking, Lone Star Checking has everything you need.

  • Only $50 to open an account
  • Unlimited check writing and withdrawals
  • Free Online & Mobile Banking
  • $3.50 monthly maintenance fee
  • $500 minimum balance to waive fees
  • Free Online Bill Pay

Additional account features: first order of checks are free; check images are NOT included in monthly statement.

Texas Checking

Our Texas Checking account makes banking simple and easy.

  • Only $50 to open an account
  • Unlimited check writing and withdrawals
  • Free Online & Mobile Banking
  • $7 monthly maintenance fee
  • $700 minimum balance to waive fees
  • Free Online Bill Pay

Additional account features: first order of checks are free; check images ARE included in monthly statement.

 

Texas Now

Our Texas Now account offers availability of funds and earns interest at the same time!

  • $1,500 to open an account
  • Unlimited check writing and withdrawals
  • Earns interest**
  • $10 monthly maintenance fee*
  • $1,500 minimum balance to waive fees
  • Free Online Banking, Mobile Banking & Online Bill Pay

Additional account features: first order of checks are free; check images ARE included in monthly statement.

*Texas Star Bank Club available for $10 monthly regardless of balance. Loss of interest on days balance requirements are not met.
**Interest rates subject to change at any time.

Texas Money Market

You'll enjoy earning interest on your checking balances with our Texas Money Market account.

  • $2,500 to open an account
  • Limited check writing and withdrawals**
  • Earns interest***
  • $10 monthly maintenance fee*
  • $2,500 minimum balance to waive fees

*Texas Star Bank Club available for $10 monthly regardless of balance. Loss of interest on days balance requirements are not met.
**Federal regulations limit Online Banking transfers between accounts, bank-by-phone, or overdraft sweeps to 6 per month on money market accounts. $3 per withdrawal in excess of these limitations. - Suspended due to Interim Final Rule on 4/24/2020.
***Interest rates subject to change at any time.

 

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